Qirad Enterprise Partnerships
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Purposeful capital · Real enterprise

Build the halal
markets of tomorrow.

Real enterprise. Shared profit.

Choose a specific opportunity. Participate from R50,000. Share in the actual profits created by ethical, productive enterprise.

Participation starts from R50,000 for local opportunities and R2.5 million for Dubai.

Targets are not guaranteed and capital can be lost. Distribution timing depends on the enterprise; some opportunities do not pay monthly.

Explore opportunities ↗ Understand the model ↓
01

You choose
the specific enterprise

02

Your capital stays
with that opportunity

03

You participate
in actual business profit

Enterprise opportunities

Choose where your
capital makes a difference.

Explore the themes below. Before committing, you will need the named business, full opportunity documents and final terms. These summaries are not completed offers.

Halal food entrepreneurs working in a premium food supply enterprise 01

Food & distribution

Halal Food Supply
Partnership

Grow the production, procurement and distribution of quality halal food across independent retailers, caterers and community institutions.

Participation fromR50k
Target annual distribution7–11%
Monthly illustrationR291.67–R458.33
How food participation works

Capital may fund approved food stock, production and distribution. Profit comes from trading after agreed costs. Key risks include spoilage, weak sales and unpaid customers.

Named operator, term, profit-sharing ratio, fees and exit rules: to be confirmed in the opportunity pack.

Ask about food ↗
Healthcare entrepreneurs reviewing medical supplies in a modern facility 02

Healthcare & supply

Muslim Healthcare &
Medical-Supply Partnership

Provide working capital and stock funding to selected healthcare and medical-supply enterprises serving real community needs.

The long-term vision: establish a Free Muslim Hospital that serves the community regardless of religious affiliation. This is a future objective; any enterprise contribution towards it must be disclosed in the final terms.

Participation fromR50k
Target annual distribution9.6–12%
Monthly illustrationR400–R500
How healthcare participation works

Capital may fund identifiable medical stock and approved business working capital. Profit depends on actual trading performance. Risks include expired stock, delayed customer payments and business licensing.

Named operator, term, profit-sharing ratio, fees and exit rules: to be confirmed in the opportunity pack. Muslim ownership alone is not Shariah approval.

Ask about healthcare ↗
Entrepreneurs inspecting an improved mixed-use commercial property 03

Property & places

Halal Property Improvement
& Rental Enterprise

Improve and activate carefully selected properties serving professional, educational, residential and community markets.

Participation fromR50k
Target annual distribution8–10%
Monthly illustrationR333–R417
How property participation works

Capital may improve an identified property to generate rental or project income. Risks include vacancies, construction costs, planning approvals and an illiquid exit.

Property, title, ownership rights, term, fees, contract type and exit valuation: to be confirmed. Property arrangements may use a different contract from qirad.

Ask about property ↗
Illustrative luxury waterfront property in Dubai04

International property · Dubai

International Property Investments: Dubai

Explore carefully selected luxury property acquisitions in Dubai. Regional uncertainty may create opportunities to negotiate with motivated sellers; each proposed purchase must demonstrate value through independent valuation and a credible exit plan.

Participation fromR2.5 million
Proposed profit target25%
Target periodTo be agreed
Strategy, timing and risks

The proposed strategy is to acquire, hold, improve or resell a specifically identified property. The 25% is an indicative project target, not a confirmed annual rate or monthly payout. Holding period, currency, fees, taxes and participant profit allocation must be defined before commitment.

Risks include further price declines, regional conflict, currency movements, title or developer issues, transaction costs and delayed resale. No specific property or discount has been verified by this website.

Knight Frank’s July 2026 report describes mainstream price weakness and early signs of softening in prime areas, with greater resilience in luxury neighbourhoods. This does not establish a discount on every luxury property. Read the market report ↗

Ask about Dubai ↗
Illustrative professional workspace for Professional Workspace Partnership05

Professional Workspace Partnership · Cape Town

A professional hub.
A shared ambition.

Cape Town’s professionally managed workspace designed with the Muslim practitioner in mind. Help establish and grow a professional hub through private offices, shared workspaces, meeting facilities and business support.

Participation fromR50k
Proposed annual target7% p.a.
Yearly illustration on R50kR3,500
Profit sharing and the end of the partnership

The proposed annual target is 7% of contributed capital. At R50,000, this equates to a yearly illustration of R3,500. This is a target, not a guaranteed payment; the actual profit-sharing ratio must be specified in the agreement.

No monthly return is proposed. Distributions begin only once the hub is operating and distributable profits are available, on the schedule agreed in the contract.

The intended agreement ends when the participant’s capital has been returned to the capital provider (rabb al-mal) and final accounts and profit allocations are settled. Capital repayment is not guaranteed; losses, early termination and unrecovered capital require express contract terms. Profit distributions must be recorded separately from capital repayments.

Occupancy, operating costs, lease rights, fit-out costs and exit liquidity need assessment. The final profit-sharing ratio and distribution schedule remain subject to agreement.

Ask about Professional Workspace Partnership ↗
Illustrative gold bullion in a gold inspection room 06

Gold & precious metals

Gold Partnership

Explore participation in a gold-focused commercial enterprise, with a proposed annual profit distribution target of 8–12% and provisional monthly distributions from actual business profits.

Participation fromR50,000
Target annual distribution8–12%
Monthly illustration on R50kR333–R500

At R50,000, the annual target equates to R4,000–R6,000, or approximately R333–R500 per month. Monthly amounts are provisional and reconciled against actual profits. Returns are not guaranteed and capital is at risk.

How gold participation works

Risks include gold-price and currency movements, trading losses, counterparty failure, authenticity and custody issues, and delayed realisation. Monthly distributions may be lower than illustrated or nil. Capital repayment is separate from profit distributions and depends on the agreed exit terms and actual realisation.

Monthly illustration: R50,000 × 8–12% ÷ 12, rounded to the nearest rand. Fees and taxes may affect net receipts.

Ask about gold

A clearer way to participate

Capital with
purpose and discipline.

  1. 01

    Select an opportunity

    Review the enterprise, its purpose, commercial model, duration and risks. You decide where to participate.

  2. 02

    Review before you commit

    Ask for the named business, full risks, fees, term, exit rules and actual profit-sharing ratio. An enquiry is not a commitment or an accepted application.

  3. 03

    Sign, fund and receive reports

    Once an opportunity is approved, complete the required checks and agreement before receiving verified payment instructions. Profit distributions depend on performance and reconciliation.

Understand the numbers

What could participation look like?

A profit share, not a fixed payment

Qirad is a form of commercial profit-sharing, also called mudarabah. The capital provider and manager agree how to divide actual profit. A target return is only an illustration of what that share could amount to.

For example, an agreed 70% share of R6,000 actual distributable profit would be R4,200. The 70% split is an example—not Qirad’s confirmed fee or contract ratio.

Ordinary business losses can reduce capital. Misconduct and breach are addressed separately in the final agreement.

Amount × annual target ÷ 12. No compounding. This is not a forecast or payout promise. Fees and tax treatment have not been finalised; actual net receipts may differ.

Ask for full terms →

Questions before you start

Can I receive less than the target or lose capital?

Yes. There may be lower profits, no monthly distribution or a loss of some or all capital. The target range is neither a floor nor a cap on the profit share in your agreement.

When can I withdraw?

The term, notice period and exit valuation must be set out for the specific enterprise. Do not assume instant withdrawal or repayment at the original amount. These terms are not finalised here.

Who approves the Shariah structure?

The named reviewer and approval scope must be disclosed before an opportunity is offered for signature. This website does not constitute a Shariah certificate.

Does clicking Get started commit me?

No. This version prepares an enquiry email only. You must receive and review a specific agreement before any commitment. Do not transfer funds using this website.

Are these photographs the actual businesses?

No. The enterprise images are AI-generated illustrations. Actual operators, sites and supporting evidence must be supplied in the opportunity documents.

What happens to my information?

This page has no registration database and does not save your entries. If you send an email, your email provider and Qirad’s mailbox process it. Ask info@qirad.co.za for the final privacy notice before providing sensitive information. No marketing opt-in is collected here.

Begin with intention

Start with
a conversation.

No payment. No obligation. Tell us which theme interests you.

This prepares an email to info@qirad.co.za. No form data is submitted or saved by this page. Do not send identity documents, bank details or money. Account registration is not yet active.

Or email info@qirad.co.za. Sending an enquiry does not create an account or reserve an allocation.

Important information

Target distributions are illustrations, not guarantees. Participants share in actual profits according to the applicable agreement, and capital is exposed to ordinary commercial risk. Provisional monthly distributions depend on available profit and are periodically reconciled. Past performance and returns realised to date do not predict future results. Prospective participants should read the full opportunity documents and obtain independent tax, legal and financial advice where appropriate.